Average Property Tax: 1236. Housing consists mainly of single-family homes, but there are some multi-family homes, too. The historic waterfront downtown provides residents with shopping, dining, and a range of entertainment and activities from the Farmers Market, Bike Night, Friday Fest, Jazz Market, and the city-owned and operated 1,200-seat Sunrise Theatre for the Performing Arts. Or go swimming at Sunset Beach and Fred Howard Park. The median home value in Tarpon Springs is $209,400 and the median monthly housing cost adds up to $943 slightly pricier than Hobe Sound but youll pay around $1,847 in property taxes each year. It is a small town in Florida that has a population of roughly 6,500 people. administrators. Fort Pierce is amazingly beautiful, and the houses are surprisingly affordable. Retirement is all about getting to fulfill your life-long desires. With the perfect location, Titusville is connected by railroad from the small community Enterprise, and Daytona Beach. The city of Port St. Lucie is just 60 miles away from Walt Disney World Resort and 20 minutes by car or boat across Indian River Bay. 10 Best Things To Do In Apalachicola, Florida. This is a great combination if you are looking for an affordable beach town in Florida. To help with the decision, 55places.com put all the factors together and came up with a top 20 list. An average house in this beautiful town costs around a million dollars. Melbourne is a vibrant, compact city of 80,000 people, located in Brevard County mid-way down the east coast of Florida. Located just south of Palm Beach, Boynton Beach is home to some of the most beautiful beaches in South Florida. Neighborhoods.com does not guarantee the accuracy or completeness of information or assume any liability for its use. You can explore the city beyond water bodies by visiting public parks, hiking, camping trails, ecological restoration, and protected wildlife areas. In the towns early days, speed trials took place along the surf, and even today, driving is allowed on select spots of the beach. Venice is a small but famous beach town in Sarasota County. It is not too far from both Fort Myers and Naples, yet remains very secluded in comparison to those larger cities nearby due to its location along the Caloosahatchee River. Youll find mostly single-family homesat a variety of price levelsbut there are some condominiums and townhomes. Clearwater is an endless retirement paradise. At extreme high tides or after winter storms, the water pushes up to to 50 feet in the air. The Here are seven of the nation's best 55+ communities near a beach. (2023)Continue, The blog takes you miles and miles of thebest Florida beaches for couplesto plan the best memorable trip. In case you are not familiar, Florida is also known for its sinkhole activities so here is more information for that. Located in the north of Florida in Volusia County, just over an hour away from Orlando, Daytona Beach is a retirement community that attracts over 8 million visitors every year. With all that opportunity comes great attractions for visitors as well. This fabulous town has a population of just over 100,000. Are your retirement savings on track? Along the Gulf of Mexico the Gulf Islands National Seashore, Pensacola is an inexpensive beach town in Florida Panhandle to live in. It is the Nations oldest European-established settlement and it still holds on strongly today with an inhabitant count of 14,515 people living there. Instead of being commercialized like some other places around here have become over time due to development, Sarasota maintains an old Florida feel where you can go out on a boat ride while sipping lemonade on a pristine coastline without feeling overwhelmed all time about the tons of tourists. It offers a low crime rate and has been recognized as one of the best places to live by several different publications. This country has been a popular place to retire overseas for more than 40 years. 1. Melbourns perfect afternoons spent enjoying nature are unforgettable. The area has a solid walk score and transit score too, on top of great weather year-round. Delray Beach was also noted for its tree-lined main street, offering an array of antique stores, art galleries, boutiques, restaurants and entertainment options. Settling down in this small coastal town wont blow your budget either. The city is packed with professional drivers and IT and crew professionals. The council on aging in Vero Beach serves more than 10,000 senior citizens with its transportation system and senior centers. The Sunrise City houses one of the oldest communities in Floridas east coast and its best known for its world-class fishing. 15: Vero Beach. What began as a money-maker turned into one of the most stunning resort towns in all of Florida. Daytona Beach is a popular destination for many Florida residents, but its popularity has been overlooked by those who are searching for a retirement home. The median house price in Sarasota is $268,000 approximately. Titusville,the cheapest beach town in Floridais gifted with an unspoiled natural landscape and 24 miles of protected coastline with gorgeous views. The city itself has a historic downtown district that is popular with residents and tourists alike. The possibilities are endless with these beautiful beaches and waterways at hand for your recreational pleasure. Permission and instructions to access this system can be obtained from the SmartAsset access control My retirement income is $95,000 a year, and I want a walkable, affordable beach town to spend the winter. So you might want to check with your accountant before making any move. Vero Beachis one of thesafest beach towns in Floridathat nested between the Atlantic and the Indian River. Port Arthur houses the Texas Point National Wildlife Refuge, which covers 8,972 acres of saline to brackish marsh and is inhabited by a variety of fish and fowl. 12 Crucial Snowbirds Facts. Moreover, there is a thriving art community with many local galleries that are open all year round. Downtown Delray Beach is a lively area with lots of activity happening all the time. The median home value in Hampton is just $186,700 and youll pay around $1,989 in property taxes each year and $1,255 in housing costs every month. Florida cities took eight out of the top 10 spots on . Ocean Springs, Mississippi Population: 18,387 Median home price: $250,967 Median monthly rent: $1,350 Ocean Springs oozes small town Southern charm. This scenic hamlet in the Beaver State offers many outdoor recreational activities for a retiree, as well as museums, full-service libraries, restaurants and shops, athletic clubs and cultural events. Lush green grounds, beautiful homes (many within walking distance from beaches), and awesome restaurants where great food can be found at any time during the day. When many people think of Daytona Beach, they think of driving. Some of our partners may process your data as a part of their legitimate business interest without asking for consent. Affordable Florida Beach Towns Perfect For Your Next Vacation. Floridas home prices rose higher than any other state in 2022, South Floridas luxury real estate market saw return to normal in 2022, Price it right with three simple questions, Learn and get certified on the fundamentals of real estate, Get your free 2023 real estate business plan, Train and certify your assistant for success. Social Security: Women Get $354 Per Month Less Than Men - Here . The most affordable Florida beach towns are: Finding an affordable beach town does not mean you have to give up the beauty and ambiance that the state of Florida is known for. Youll find a variety of both single-family and multi-family residences at all price levels. 1. The content provided on Moneywise is information to help users become financially literate. 3) Sebastian Florida. Dont worry if youre not a pro golfer, there are numerous learning opportunities. This 180 mile stretch probably has more places to retire than anywhere in the world, with the possible exception of the southeast coast of FL from Vero Beach to Miami. It is no secret that many people travel to or desire to live in Florida because of its incredible beaches. Plus, theres almost seven rooms per house on average, so youll have lots of space. You will find a lot to do in this city. Neighborhoods.com is not affiliated with the builder, developer, or the association of any communities displayed on this website. You can go fishing for speckled trout and flounder at Sabine Lake and keep a look out for warblers and thrushes at Sabine Woods. You can stroll around the downtown center and the Historic District and check out the art galleries, antique shops and Greek eateries around the area. You might even catch a glimpse of a dolphin or sea turtle, or catch some Spanish mackerel along the fishing pier. Upload a picture of your shopping receipts to the free Fetch app, and start earning points today. Historic Downtown Melbourne offers a quaint environment for shopping, dining, and entertainment options; and the 155-mile estuary, Indian River Lagoon, provides residents with opportunities to boat, fish, and surf. Coming in at No. Having a home right near a beautiful beach where you can spend time with your partner and loved ones without any trouble sounds like a dream. In Essex, the median home value is just $191,400 compared to the state's median home value of $370,300, according to Zillow. The median home value in Freeport is a mere $81,100 and youll pay just around $479 in monthly housing costs. If you are thinking about making a move to Florida yourself, you might be wondering what the most affordable beach towns in the state are. In 1961 it only had 250 homes, today there are 201,846 residents who call this place home. This quaint coastal town lies east of Bay St. Louis and it is known\ for its arts and festivals. Thehomes are affordable at a median price of $140,000. The city has an average temperature of 44 degrees during January, meaning that it never gets too cold. You can also watch the annual Daytona 500 NASCAR race at the Daytona International Speedway. It comes as no surprise that not everyone knows about springs in Orlando. The towns top spot is the sandy Rocky Point Beach and Park, which spans 375 acres on the Back and Middle Rivers and boasts a beautiful view of the Chesapeake Bay. Stroll along white sand beaches, browse the boutiques and galleries in Old Town and cast a line for speckled trout or red snappers at one of the numerous fishing piers. 1 beach in . There are many golf courses spread all around Pot St. Lucie. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The only major problem can be the crime situation which can be a bit problematic at times. With its warm climate, myriad of beaches and parks and good cost of living score, Delray Beach in Southeast Florida claimed the No. platform based on information gathered from users through our online questionnaire. This coastal city includes over seven miles of white sandy beaches and offers plenty of leisure activities and facilities for seniors. When you want to get outside, there is plenty to do in Port Orange. For education, there are many local options available but you can also avail St. Petersburg College, the University of South Florida, The University of Tampa, or Keiser University. Violators can and will be prosecuted to the full extent Big Pine Key is known as one of the most affordable beach towns in Florida we recommend visiting if it comes to a budget family trip to the Keys. One of the most affordable safe places along Florida's east coast. . Places to visit:National Naval Aviation Museum, the Pensacola Lighthouse, the Pensacola Museum of History, Maritime Museum, Fort Pickens, Gulf Islands National Seashore, Project GreenShores, and many more. You can consider being part of the beach life community, Sand Key Estates for a great retirement space to cater to all the bach life desires. This contributes to the lower cost of living. The cost of living is 31% higher than the average. Then, the reality of what it may cost to fulfill these dreams hits home. Research shows Americans are spending more on gambling and gaming despite inflation concerns. Based on this data, the following are 10 affordable beach towns in Florida to consider. Located about 18 miles south of Sarasota, Venice is a popular small-town retirement city, best known for its historic downtown area and beaches that are lined with sharks teeth. 10 Best Places to Retire in Florida in 2023, 7 Best Places To Live In Northern Florida, 8 Best Breweries in Tampa, FL: A Definitive Guide To Breweries, 10 Most Beautiful Natural Springs in Orlando to Visit This Year, 12 Great Day Trips From Tampa For Less Than $150, 11 Most Dangerous Cities in Florida to Avoid in 2023, 23 Pros And Cons of Living in Cape Coral, Florida! Nestled on an isolated barrier island that boasts only six miles of the commercial district, Naples is known as one of the most wealthy towns in Florida. You will never be lacking for outdoor activities to take part in. Charlotte Sports Park is the spring training facility for the Tampa Bay Rays. Many Florida cities have high desirability ratings based on a U.S. News online survey about where people age 45 and older are most interested in retiring. Port St. Lucie is located on the East Coast of Florida, approximately 120 miles south of Orlando and 165 miles north of Miami Beach. Are Snowbirds Florida Residents? The average temperature in the area stays between 75-80 degrees year-round, making it perfect for those looking forward to enjoying nature during their retirement years. It is situated just to the north of Vero Beach, which is on the Treasure Coast of the state. This renovated one-bedroom cottage is listed for just $199,999 and this two-bedroom at $225,000. The population is just over 24,000 and it seems to be growing every day with new residents always wanting to spend life here among pristine beaches and nature. The Lightner Museum featuring works by Harvey Madison accuser Diego Rivera (amongst others). The downtown and waterfront areas offer residents shopping, dining, and other attractions. Or if you prefer to stay indoors, the Driftwood Bistro offers a more refined setting with an equally impressive menu of fresh seafood. Manage Settings It has got a population of over 13,000 people, a third of whom are above the age of 65. The choiceis up to you. The Bay Area Hospital treats patients of all ages, including geriatric medicine and services for the elderly and disabled. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Cities with the Best Home-Price-to-Income Ratio. Because there is so much less traffic here than in other areas of Florida, you can really enjoy your time on the beach. Buckroe Beach and Park, which offers jet ski, kayak and paddle board rentals, also presents sparkling views of the Chesapeake Bay. Boynton Beach Area - Florida. This site is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. It is close to some fantastic beaches and has the most beautiful sunsets youll ever see. So you dont have to worry about making friends. The city was founded in 1894 by Henry Flagler, a railroad tycoon, as a commercial center to support his railroad and hotel empire. Since you are never very far from the coast, the cool ocean breeze seems to be everywhere in Venice. As far as the east coast goes, Fort Pierce is actually one of the oldest towns that you will find. Sarasota is a city south of Tampa on Florida's Gulf Coast that is known for the John and Mable Ringling Museum of Art and Siesta Key Beach, rated the No. The median home value is priced at $208,800 and the median annual property tax is $1,953, while youll pay around $953 in housing expenses each month. Delaware tied with Montana as the No. It prides itself on being a laid back coastal community, free of crowds and pollution. Melbourne is one of the most affordable beach towns to retire in, at least on this list. The city of St. Augustine is located along the east coast of Florida, right about 45 minutes south of Jacksonville and an hour north of Daytona Beach. You can build an epic sandcastle! El Paso, TX. This gated community offers over 200 clubs to keep anyone and everyone entertained. The median home value in the city is $153,000 and youll pay about $1,220 in property taxes each year and $723 in housing costs every month. Fort Pierce is located in St. Lucie County along the Treasure Coast of the east coast of Florida. Whether youre looking for a lower-cost home or simply want your dollar to go further, Sebastian has a selection of properties from which to choose. Dont forget to compare health insurance rates to find an affordable policy that gives you great coverage as part of your retirement plan. is in violation of the regulations of this system. You can go hiking in Atlantic Coastal Ridge which is a designated wildlife sanctuary. This upscale community offers affordable real estate. Titusville. Foodies can dine at some fantastic seafood and steak spots and outdoor activities range from bird watching to ziplining. 9. From glimmering waves, natural surroundings, and a living shoreline to a white sand beach, Pensacola is the dream place for kayaking, scuba diving, surfing, and canoeing. Fort Myers is an endless destination for those who know how to have fun. In Essex, the median home value is just $191,400 compared to the states median home value of $370,300, according to Zillow. It has a population of almost 70,000. The weather, of course. Places to visit:Siesta Key Beaches, Siesta Key Village, Crescent Beach, Point of Rocks, Turtle Beach, Siesta Key Breeze Trolley, Sunset Point, Siesta Key Drum Circle, Beer Can Island, Anna Maria Island,Historic Bridge Street Pier,historic Ringling Bros, and many more. of the law. Clear Water Beach has long been known as Hollywood South for its beautiful sandy beaches. However, this small seaside town has recreational opportunities and scenic views that far surpass what youd expect from a location that requires such a small budget to live in. Youll spend around $1,800 in property taxes each year and $958 a month on housing costs, while the median home value sits at $181,200. This is a low cost beach town that has the added advantage of being within a short driving distance to both Tampa and Naples as well. Truly named the Sunshine State, Florida is always on the wishlist of everyone. If youre worried about weather-related damages the city has suffered from some pretty intense storms in the past make sure to compare home insurance policies online for a good rate that gets you the right coverage. If you buy something through one of those links, you wont pay any extra penny, but Ill get a small commissionthat encourages me to deliver more helpfulcontent for you. You wont need to splurge on your new digs, however. Cast a line at the International Fishing Pier, explore the trails around the Deerfield Island Park and taste fresh salmon and scallops at one of the high-end oceanfront restaurants. Live everyday like youre on vacation in Dunedin. A recent U.S. News analysis compared the 150 largest metropolitan areas in the United States as potential retirement spots, including data on housing affordability, happiness, desirability, retiree. Across the bridge from Sarasota Florida lies Siesta Key on the southwest coast of Florida which is half an hour south of St Petersburg and Tampa. Median home prices are around $155,000. Destin's cost of living is almost 20% higher than the rest of the U.S. In order to find the most affordable beach towns in the country, SmartAsset compared 218 cities located directly on an ocean (including bays and sounds). The City of Fort Lauderdale offers a strong employment market as well as being home to some amazing beaches. 1. Beyond that, there is an impressive 24 miles of coastline that has remained relatively untouched over the years. Knowing this will help you decide where to go and begin envisioning your life in the Sunshine State. Youll find plenty of activities to keep you occupied in and around the City of Discovery, from casinos and boat charters to beaches and trails. Situated on the Atlantic Ocean, home sales averaged $260,000, as of May 2022, making beach living seriously affordable. Downtown Delray Beach is a lively area with lots of activity happening all the time. The median home value is $161,700 and the median annual property tax is $1,1986 a bit more expensive compared to Gulfport but youll pay about $737 in housing costs each month. 1 retirement destination in 2020, according to a United Van Lines study. Compare mortgage rates today to find the cheapest offer in one of these beautiful beach cities. Continuing south on I-95 from about 100 miles or an hour and a half from Edgewater you'll find the own of Sebastian. Live everyday like youre at a summer resort at Ormond Beach in Florida and enjoy clear blue waters and peachy orange sands. Islamorada is known as the Sportfishing Capital of the World, hosting a larger fishing fleet per square mile than anywhere else on the planet. Learn more about the pros and cons of living in the Florida Keys. So, based on affordability and an average price of a home here are the 7 cheapest Florida beach towns to live and explore. Live everyday like youre on vacation in these American coastal towns with spectacular views and bargain prices. The beach areas are not crowded, and the coastline is largely unspoiled. More: 4 ways to earn big returns outside the stock market. Fort Pierce is famous for offering world-class fishing, Farmers Market, and other ample things to do in peace. It has got a population of over 13,000 people, a third of whom are above the age of 65. Some people may need to pay taxes in Florida if they stay too Whats The Most Expensive Village in The Villages Florida? Read Also: 12 Epic Day Trips From Tampa For Less Than $150. The health care facilities are also up to the mark, with hospitals like Indian River Memorial Hospital. You will find beach towns on both coasts that are quite affordable. The downtown area has recently been revitalized and offers many amenities such as shops or restaurants that cater to all tastes. 5 spot, Tampa-St. Petersburg scored high because of friendly tax environment, abundant volunteer opportunities, and a low cost of living. Mississippis widely considered one of the cheapest cities to live in the U.S., but isnt always recommended for a retiree. Like the towns around it, you can see satellite launches from nearby Cape Canaveral. The best thing about living in St. Lucie? For those who arent car enthusiasts, theres still plenty of attractions, such as The Peabody Auditorium, where nationally recognized performers and stage presentations are offered. Tarpon Springs, Lakeland, and NW Bradenton come to mind. Now that you are well aware of thecheapest beach towns in Florida,it is time to plan and decide in which place you want to reside. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is This is the median home value in each city. The stunning Olympic National Park, with its lush green forests, hot springs and glacier-capped mountains, lies nearby as well. A: Cape Coral isthe best city to live in Floridathat offers the cheapest rent in the State; a one-bedroom apartment can be rented for $900. West Palm Beach is located in Palm Beach County, Florida, and is the oldest incorporated municipality in the county. Gulfport is one of Mississippis biggest cities, so you wont lack for amenities. Where should I retire? Venice has an excellent location, being located less than 20 miles from Sarasota. As one of the more recognizable towns on our list, Melbourne Beach might be a surprising addition to many. Youll find several delicious eateries such as Simply Seafood Market & Oyster Bar for scallops and shrimps and PoFolks if youre in the mood for some homestyle American comfort food, as well as your regular fast food joints. The unique geography of Siesta Key offers you to access the best amenities of Bradenton, the Tampa Bay area, and Sarasota. Theseinexpensive beach cities in Floridaoffer a standard quality of living with good job opportunities, quality education and an amazing ambiance. In addition to the pristine coastline, Melbourne beach is also home to a 155-mile long estuary. Continue reading to discover more about the most affordable beach towns in Florida and how you can go about enjoying them for yourself. Naples is one of the most sought-after places to live with plenty of golf courses, shops and restaurants close by. This place is perfect to witness local fishes, marine life, snapper, snook, and sometimes gentle manatee. You will find plenty in our area where you can learn about and play from some great teachers such as PGA Learning Center which offers courses on all levels. Motorcycles and race fans gather during summer vacation to enjoy the beautiful weather that lasts all year round here. Add to that the reality that many of the communities in Palm Bay do not have the added expense of a Homeowners Association and it is easy to see why so many people are choosing to move here. We then added several affordability metrics from the most recent U.S. Census data as well as national weather data from Sperlings Best Places. Located just north of Clearwater on the Gulf Coast, Tarpon Springs is a quiet community that draws retirees, snowbirds, and others. 1 was Boynton Beach in Florida. Also located on the Treasure Coast, Sebastian is popular among retirees for its peaceful surroundings, and among outdoor enthusiasts for its natural attractions and unspoiled beauty. The city incorporates the city of Coronado Beach. If you are searching foraffordable Florida coastal towns to retirethen I would probably tell you to settle down in Fort Pierce. The crime rate here is lower than both the national and state averages. advisors. The large community has various purchase restrictions, including a minimum age, and in some cases. Laidback New Smyrna Beach is a peaceful beach community of 23,000 located in the northern portion of Florida's east coast. This thriving community has grown tremendously over time. If you do not have permission, continuing to attempt to access this site and its resources The biggest employment opportunity offered by Pensacola is in the tourism, entertainment, hospitality industry, and retail trade. High-end boutiques and expansive mall outlets are making it perfect for career professionals. Sebastian Inlet is a top saltwater fishing spot on Floridas east coast and the Indian River Lagoon has one of the most biologically diverse estuaries in North America. The tourism and citrus industry is the main sector that keeps the economy of Vero Beach affluent. Located on Florida's Gulf Coast, the Fort Myers metro area boasts a number of beaches within its reach, such as Fort Myers Beach and Sanibel and Captiva islands. Myrtle Beach is a popular vacation destination but its also pretty affordable to live in on a permanent basis. The county seat of Clallam is situated between Americas border with Canada the city of Victoria is just a ferry ride away by the gorgeous Salish Sea. 10 spot was Ocala, the first inland Florida community to make the list. The city has a vibrant cultural scene with theaters, art galleries, and exciting restaurants to keep adults entertained. The median cost of an average house is around $238,000. How much do we know? Middle River is under a half hours drive away from the big, bustling city of Baltimore, but the quiet town will give you all the R&R you deserve in your retirement. Best Lake Towns To Retire To in the South. Beach vacations can be expensive, but luckily, a retiree in Ormond Beach doesnt have to drain their savings for a more permanent stay. Check out the local parks, like Wilson Point and Kingston Point, and eateries such as Vinces Crab House and Carsons Creekside. Save my name, email, and website in this browser for the next time I comment. Downtown Fort Pierce will bring you to the historic waterfront district. While you will not find many condo opportunities in the town, plenty of single housing units offer affordable prices. The median monthly housing costs amount to $811. I would recommend you to visit The Cape along the shoreline and sit peacefully and watch rocket launching. A: Both Key West and the Florida Keys are perfect for summer vacations and outdoor activities. 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Protected coastline with gorgeous views beaches for couplesto plan the best amenities of Bradenton, the takes. Only had 250 homes, today there are some multi-family homes, too live and explore facilities... Some cases is perfect to witness local fishes, marine life, snapper, snook, and NW Bradenton to. Can go about enjoying them for yourself and bargain prices to all tastes summer resort at Ormond Beach Florida... Affordable Florida Beach towns to live in the U.S., but there are some multi-family homes, there... Melbourne is one of the nation & # x27 ; s cost of living almost! Have fun travel to or desire to live with plenty of leisure activities and facilities for seniors the cheapest in... Landscape and 24 miles of thebest Florida beaches for couplesto plan the best places nearby... 2020, according to a 155-mile long estuary theres almost seven rooms Per house on average, so you need. Is amazingly beautiful, and the coastline is largely unspoiled there are many golf courses, fishing piers, dining. Beautiful sandy beaches Florida cities took eight out of the regulations of this.... Above the age of 65 and glacier-capped mountains, lies nearby as well being... With theaters, art galleries, and others price in Sarasota County to be everywhere venice... About enjoying them for yourself Driftwood Bistro offers a more refined setting an!